A VA Home Loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs but issued by qualified lenders. For veterans that qualify, the loan makes it easier for you to purchase or refinance a home. 
If you’ve served in the armed forces, you’ve earned the right to utilize this benefit. Perhaps the biggest benefit of being a veteran is the VA loan.
  • No Down Payment Required

  • No Prepayment Penalty

  • No Private Mortgage Insurance Needed

  • VA Loan Can Be Used To Refinance Existing Mortgage

Who is eligible to receive a VA Loan?

If you are active duty, a service veteran or a surviving spouse you may be eligible for a VA Loan. The VA has specific requirements that must be met before a veteran is approved for the loan. 

More Benefits of a VA Loan

  • You can finance up to 103.15% of the sale price which can allow closing fees and costs to be packaged into the loan. 
  • The VA provides financial guidance for loan holders during hardship.
  • VA loans can be transferred with the seller’s permission to a new buyer when you sell the home.

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